Legal owner protection

Home and car should stay with you

When a company goes into a tailspin, most CEOs fear one thing. That the bailiff will knock on their private door. At Capital and Logic, we know how to prevent this. We don't promise miracles, but we know the law. Since September 2017, we have pulled 217 company owners out of trouble. Most of them thought they would lose everything due to paper errors. They were wrong because we prepared the appropriate applications in time.

The key is time. If you are late with an application for bankruptcy or opening restructuring by more than 21 days, you risk your own assets. Article 299 of the Code of Commercial Companies is ruthless for latecomers. But we have a way. We check your documents in 6.4 working hours from delivery. We catch errors that could cost you a home in Oliwa or bank savings. We calculate every risk with cold logic.

We have a plan for Tuesday, Wednesday, and every subsequent step. First, we do a quick audit of your personal liabilities. In 2024, on average, we found 3 loopholes in loan agreements that allowed for effectively stopping execution from private assets. We don't use fluff. We say it straight: here a car can be saved, and there a property needs to be secured quickly. We act according to the law but negotiate hard.

• Management liability analysis performed in 48 hours.
• Preparation of a court application that passes the first time without corrections.
• Blocking creditor claims directed directly at you.
• Support in bank settlements (we have an 87.3% negotiation success rate in 2024).

Debt is not a life sentence, provided you act wisely and without emotion. Often one correct legal decision is enough to separate company finances from the wallet of a wife or children. Remember that every date stamp counts in court in Gdańsk or Gdynia. Don't wait until you get a yellow envelope from the court. (Heads-up: open all those overdue letters today – we must know exactly how much time we have for a counterattack).

Call us at +48 58 301 67 18 and tell us the situation. In the office at 45 Długa Street, we have seen worse cases than yours. We will establish a concrete protection path in 22 minutes. Zero redundant talk, just facts and numbers that will let you sleep soundly tonight.